It has yet marked another year and time to renew the insurance policy that hubby purchased last year as a requirement for the housing loan. Oh no, don’t take it the wrong way. We purchased that primarily because hubby needs to become a member of the mutual benefits association and to be a member is to enroll in an insurance policy. So there.
I don’t know about other countries but term life insurance here in our country has a lot of complications on claim filings so we needed to be careful before we made that decision last year. There has been a lot of scams, issues and business related stuffs of many insurance companies and everyone is being cautious in getting even an educational plan. It is no longer to simply just trust anyone offering who is offering a policy because you are investing your hard earned money.
How hard it is to earn vs how easy it is to spend the money you worked for very long hours is the biggest question one would always face when there are big purchases for the family or for the household. So moms and dads out there, don’t just jump in when someone shows a good offer. Take time to study the proposal and discuss it carefully. Sometimes, the more discounted the product or service is, the more you should be cautious about it.
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